The lending rules include general lending and special lending. After the order transaction of general lending is completed, the lending can only be made after the buyer confirms receipt or the confirmation of receipt times out. If “AliExpress” believes based on its reasonable judgment that there are risks such as disputes or fraud in the order or the seller, “AliExpress” has the right to extend the loan cycle. Special loan orders can be loaned in advance 3 days after delivery, with a loan ratio of 70% to 97%. The actual loan ratio varies according to the store’s operating performance, and the remaining 3% to 30% of the deposit will be released during the period. Although the special loan plan can provide loans in advance to ease our financial pressure, not all stores can join it, and it does not support active registration. The platform mainly invites sellers to join. If you want to receive an invitation from the platform, it is recommended that you try your best to improve the store’s data. If the store performs well in terms of disputes, reviews, chargebacks, refunds, etc., you may receive an invitation from the platform.
For more special lending rules, please refer to the following website: http://activities.aliexpress.com/tbfkjx.php.