Apple Pay at ATMs: A Convenient and Secure Way to Withdraw Cash
Apple Pay, a mobile payment and digital wallet service offered by Apple Inc., has gained immense popularity since its launch in 2014. It allows users to add their credit or debit card information to their iCloud account and make payments using their mobile devices. Apart from making payments at stores, gas stations, and restaurants, Apple Pay can also be used to withdraw cash at ATMs. In this article, we will discuss how Apple Pay can be used at ATMs and its benefits.
How to use Apple Pay at ATMs?
To use Apple Pay at ATMs, users need to follow these simple steps:
1. Locate an ATM that supports Apple Pay. Not all ATMs support this feature, so users need to find an ATM that has the ¡°Contactless Symbol¡± displayed on it.
2. Open the Wallet app on your iPhone.
3. Select the card you want to use and hold it near the contactless reader on the ATM.
4. Use Touch ID or Face ID to verify your identity.
5. Enter your PIN code to complete the transaction.
Benefits of using Apple Pay at ATMs
1. Convenience: With Apple Pay, users can withdraw cash at ATMs without the need to carry their debit or credit cards. They can simply use their mobile devices to make transactions, which is more convenient and faster.
2. Security: Apple Pay uses a unique device account number to process transactions, which means that users¡¯ actual credit or debit card numbers are never shared with merchants or stored on Apple¡¯s servers. This enhances security and reduces the risk of fraud.
3. Cost-saving: Some banks charge a fee for using their debit or credit cards at non-network ATMs. With Apple Pay, users can avoid such fees and save money.
4. Accessibility: Apple Pay is compatible with a wide range of devices, including iPhones, iPads, and Apple Watches. This makes it accessible to a larger user base.
Related Questions:
1. Can Apple Pay be used at all ATMs?
No, not all ATMs support Apple Pay. Users need to find an ATM that has the ¡°Contactless Symbol¡± displayed on it.
2. Is Apple Pay at ATMs safe?
Yes, Apple Pay at ATMs is safe. It uses a unique device account number for transactions, which means that users¡¯ actual credit or debit card numbers are never shared with merchants or stored on Apple¡¯s servers.
3. Are there any fees for using Apple Pay at ATMs?
There are no additional fees for using Apple Pay at ATMs. However, users may be charged regular ATM fees by their banks.
4. What happens if my iPhone is lost or stolen?
If your iPhone is lost or stolen, you can use the ¡°Find My¡± app to remotely lock or erase your device to protect your information.