In order to ensure the security of transactions on the AliExpress platform and protect the legitimate rights and interests of buyers and sellers, AliExpress and its affiliates have the right, in accordance with relevant agreements and rules, to issue payments based on buyer instructions, Risk factors and other actual conditions determine the corresponding loan time and loan rules.
1. Loan time
(1) AliExpress evaluates the order loan time based on the seller’s comprehensive business conditions (such as positive rating, refusal rate, refund rate, etc.):< /p>
The loan will be disbursed within a certain period of time after shipment. The fastest disbursement time is 3 days after shipment.
The loan will be released after the buyer’s protection period ends.
If the account is closed and there are no violations or breach of contract, the loan will be released 180 days after delivery.
(2) If AliExpress determines that the order or the seller has risks such as disputes, chargebacks, fraud, etc. based on reasonable grounds, AliExpress has the right to delay the loan cycle depending on the specific circumstances and conduct payment on the order payment. deal with.
2. Loan methods
The AliExpress platform has different loan policies for normal accounts and closed accounts. As shown in Table 3-10, the platform will freeze a certain proportion of the deposit. Refunds, compensation or other losses that may occur to the buyer, AliExpress or third parties that may occur later in the loan order. Currently, there are two forms of margin for early loan.