Refers to a multifunctional POS machine equipped with an intelligent platform. Intelligent POS refers to a POS machine that is built on the basis of traditional POS and adds an intelligent platform and 3G communication services, can support multiple payment methods, and has multiple functions.
It is a professional intelligent business management service terminal based on mobile Internet cloud services. Starting from all aspects of payment, it helps e-commerce companies understand buyers’ shopping habits through collected consumer data information, understand current shopping trends, and realize remarketing through an intelligent tool platform.
2. Wire transfer
Many payment methods are used in actual foreign trade, and large transactions basically use wire transfer payment methods. But in fact, choosing to use wire transfer for transactions below US$10,000 and above US$2,000 is also a good payment method.
The process of bank wire transfer and handling fees is generally divided into three links. The first link is the handling fee generated by the bank when the payee makes payment. This amount is paid by the payee himself, and he can also choose to deduct it from the payment amount; the second link is the inter-bank handling fee generated when the bank transfers, which is generally deducted from the remittance amount; the third link is the handling fee of the payee in the receiving bank, which is deducted from the remittance amount.
Among them, the arrival time of wire transfer is a problem that is generally concerned. At present, it is generally necessary to carry out subsequent work, such as delivery, after the order arrives and the financial department has clearly received the payment.
There is no unified regulation between banks on the time of wire transfer. Different banks have different times, and it mainly depends on the remittance route. The time is faster when there are fewer transit banks, and slower when there are more transit banks.
3.PayPal
PayPal is now the first choice for small payments internationally. PayPal is an international third-party online payment platform. Its online payment is convenient and fast, and it can relieve buyers’ concerns about not receiving goods after completing payment. It is the first choice for foreign buyers in e-commerce platform payment.
PavPal has a wide coverage in Europe and the United States. You only need an email address to complete the registration, and there is no fee for opening an account. As a third-party payment platform, PayPal is like Alipay and WeChat. If there is a problem during the transaction, you can directly complain to PavPa1 and get a timely reply.
Compared with other payment methods, PayPal is safe and fast to use on e-commerce platforms. Similar to Alipay and WeChat in China, after the buyer pays, PayPal’s billing information and transaction information will be displayed immediately, and it has a variety of tools to easily manage transactions and improve transaction efficiency. Moreover, compared with the Chinese who like to use Alipay and WeChat payment, PayPal is more accepted in international markets. It can currently be used in 190 markets and 6 currencies. It is the most mainstream payment method for small cross-border trade tools in the world.
4. Credit card payment
Currently, in the United States and Europe, the mainstream payment method is still credit card, because credit cards in the United States and Europe are linked to personal credit information, and using credit cards as a payment method is very safe.
The current cross-border e-commerce platform, due to the cooperation between VISA and MasterCard, can realize online payment through credit cards.
Credit cards have strict risk control over payments, and the risks that often occur are mainly concentrated in customer return orders and a few credit card frauds. For example, if the buyer returns or regrets the order, due to the investment in related expenses such as logistics in the early stage of international small-scale trade, the buyer’s breach of contract will cause losses to e-commerce companies.
Currently, most mainstream cross-border e-commerce platforms are more inclined to serve buyers in transactions. Ordinary payment platforms will provide relatively safe verification measures and encryption measures, such as information sharing such as black card libraries organized between inter-bank credit cards. As long as black cards or stolen cards are encountered during the transaction, they will be directly rejected by the system.
5. International version of Alipay
In the international market, it is a very new and convenient payment method, but its acceptance in the international market is not high. It is mainly used in the AliExpress platform launched by Alibaba. The operating principle is similar to that of domestic Alipay.
However, due to Alibaba’s strong global influence, when accepting small payments, you can also recommend Alibaba’s international version of Alipay to customers. After all, we are familiar with Alibaba’s Alipay, and logistics operations and communication are more convenient.