Domestic featured credit cards
(1) ICBC Peony International Credit Card. The card can be used to open both a RMB account and a USD (or HKD) account. In addition to domestic card payments, cash deposits and withdrawals, and inquiries at ICBC branches nationwide or UnionPay ATMs, the card can also be used or withdrawn in local currency at designated merchants of VISA, MasterCard or American Express and ATMs with their logos. The card can enjoy preferential exchange rates of international credit card organizations and reduce losses and troubles in foreign currency exchange.
The RMB account and foreign currency account (USD or HKD) of the Peony International Credit Card each have their own credit limits and do not affect each other. Foreign currency accounts can be used for consumption on foreign websites. The unique online transaction switch function of the Peony International Card can fully guarantee the security of users’ card use.
(2) Agricultural Bank of China Golden Harvest Credit Card Dual Currency Card. The dual currency credit cards issued by the Agricultural Bank of China are VISA and MasterCard. Other featured cards include Golden Harvest Platinum Card, Golden Harvest International Travel Card, and MasterCard HNA Co-branded Card. The dual-currency Jinsui credit card has two accounts, one in RMB and one in USD, and the two accounts share one credit line. When making purchases at non-UnionPay POS or withdrawing cash from ATMs overseas, the US dollar account is used. No handling fee is charged for purchases, but a handling fee of 3% of the transaction amount (minimum US$3) is charged for withdrawals. If the local currency is not the US dollar, an international settlement fee is charged, which is 1% of the transaction amount for VISA and 1.1% for MasterCard.
(3) Bank of China Great Wall International Card. Bank of China Great Wall International Card is a chip (EMV) credit card that meets international standards. It is available in US dollars, Hong Kong dollars, euros and pounds. It can be used for purchases at more than 29 million VISA or MasterCard designated merchants in 256 countries and regions around the world, and can also be used for cash withdrawals at member banks. It can be used for withdrawals at ATMs marked with “PLUS” or “CIRRUS” around the world. In addition, relevant fees can be paid online.
(4) Bank of China Great Wall International Excellent Sales Card. Bank of China Great Wall International Zhuoshou Card is a credit card designed for people who study abroad. Its products and services fully cater to the needs of overseas students. Zhuoshou Card is available in Euro and Pound cards. Parents can pay for their children’s living expenses in China through a variety of repayment methods.
(5) China Construction Bank Dragon Card Dual Currency Credit Card. China Construction Bank’s business travel series of credit cards, such as China Eastern Dragon Card, Shenzhen Airlines Dragon Card, Mango Travel Dragon Card, etc., are dual currency credit cards. For example, China Eastern Dragon Card is an aviation co-branded credit card jointly issued by China Construction Bank and China Eastern Airlines. This card combines the Dragon Card dual currency credit card and the Eastern Miles membership card. In addition to accumulating Eastern Miles points, you can also receive high-value aviation accident insurance. If the Eastern Airlines domestic flight you take is delayed for more than 4 hours, you can also receive flight delay insurance and baggage delay insurance.
(6) Bank of Communications Dual Currency Credit Card. Bank of Communications Dual Currency Credit Card is in the form of a primary card and a supplementary card. It can be used worldwide, has no handling fee, and has a maximum interest-free period of 56 days. It can also be used for emergency cash withdrawals abroad.
(7) China Merchants Bank Dual Currency International Credit Card. China Merchants Bank has many types of dual currency international credit cards, among which aviation credit cards are in cooperation with many airlines. For example, China Merchants Bank and All Nippon Airways launched the first foreign airline co-branded credit card in China – ANACARD. Card spending can accumulate miles. If you use this card to pay for the full air ticket or 80% of the tour group fee, you can get aviation accident insurance of up to 2 million yuan.
(8) China CITIC Bank Dual Credit Card. China CITIC Dual City Credit Card (RMB and USD, RMB and HKD) can be used for payment at more than 27 million merchants with VISA logos around the world, and can also be used to withdraw cash at more than 700,000 ATMs around the world 24 hours a day.